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Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.
| DAYS ON MARKET | 32 | LAST UPDATED | 10/16/2026 |
|---|---|---|---|
| TRACT | DREAM LAKE POULTRY RANCHES | YEAR BUILT | 1979 |
| COMMUNITY | 32784 - Umatilla / Dona Vista | GARAGE SPACES | 2.0 |
| COUNTY | Lake | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Range, Refrigerator, Washer |
| AREA | 32784 - Umatilla / Dona Vista |
| BARN/EQUESTRIAN | Yes |
| BASEMENT | Crawl Space |
| CONSTRUCTION | Frame |
| EXTERIOR | RV Hookup |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Central |
| INTERIOR | Cathedral Ceiling(s), In-Law Floorplan, Vaulted Ceiling(s) |
| LOT | 17.89 acre(s) |
| LOT DESCRIPTION | Farm, Gentle Sloping, Pasture, Waterfront, Wooded |
| PARKING | Circular Driveway, Covered, Guest, Off Street, RV Carport |
| SEWER | Septic Tank |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | DREAM LAKE POULTRY RANCHES |
| TAXES | 10421.35 |
| UTILITIES | Electricity Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake, Water, Garden, Trees/Woods |
| WATER | Private, Well |
| WATER ACCESS | CHARM LAKE |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Lake Privileges, Lake Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Tyler Gibson LLC, LPT REALTY, LLC, 877-366-2213
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 11/14/26 10:08 PM PST.
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