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If you've been searching for a well-built waterfront home in Lake Panasoffkee with direct canal access to the lake, this property deserves your attention. Located on a canal just off Lake Panasoffkee, this home offers peaceful water views, excellent construction, and true Florida outdoor living. Constructed with durable metal siding and roofing, this home was built with strength and longevity in mind. Inside, you'll find an open-concept layout with vaulted ceilings that make the main living area feel bright and spacious. Natural light pours in through multiple windows, showcasing clean lines, modern finishes, and a comfortable lake-house feel. The kitchen is thoughtfully designed with solid surface countertops, stainless appliances, ample cabinetry, and a functional galley layout that maximizes space and efficiency. The living and dining areas flow seamlessly together, creating an inviting setting for everyday living or weekend guests. The home features two well-appointed bedrooms and a beautifully finished bathroom with a walk-in tiled shower, subway tile walls, and pebble-style flooring for a custom touch. Step outside to the covered back porch overlooking the canal "” this is where the lifestyle truly comes together. Enjoy morning coffee while watching the water, unwind in the evenings, or cast a fishing line right from your backyard. With quick access to Lake Panasoffkee, you're minutes from boating, fishing, and exploring one of Central Florida's most loved natural lakes. The property also includes a large covered metal carport structure, detached storage sheds for tools or hobbies, a dedicated laundry area, a covered patio with outdoor seating space, a hot tub setup overlooking the water, and open yard space with room to expand or personalize your outdoor living area. Whether you're looking for a full-time residence, seasonal retreat, Airbnb opportunity, or a fisherman's getaway, 645 CR 485A offers solid construction, water access, and low-maintenance living in a prime Lake Panasoffkee location. Canal-front. Durable build. Move-in ready. Schedule your private showing and experience Florida waterfront living at its best.
| DAYS ON MARKET | 44 | LAST UPDATED | 2/19/2026 |
|---|---|---|---|
| TRACT | PANASOFFKEE RETREATS | YEAR BUILT | 2024 |
| COMMUNITY | 33538 - Lake Panasoffkee | COUNTY | Sumter |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | Lake Panasoffkee Elementary |
|---|---|
| Jr. High School | South Sumter Middle |
| High School | South Sumter High |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dryer, Microwave, Range, Refrigerator, Washer |
| AREA | 33538 - Lake Panasoffkee |
| EXTERIOR | Fire Pit, RV Hookup |
| HEAT | Heat Pump |
| INTERIOR | Cathedral Ceiling(s), Crown Molding |
| LOT | 9583 sq ft |
| LOT DESCRIPTION | Waterfront |
| LOT DIMENSIONS | 80x120 |
| PARKING | RV Carport, RV Access/Parking |
| SEWER | Septic Tank |
| STORIES | 1 |
| SUBDIVISION | PANASOFFKEE RETREATS |
| TAXES | 1280.82 |
| UTILITIES | Electricity Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake, Water |
| WATER | Public |
| WATER ACCESS | LAKE PANASOFFKEE |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Canal Front, Lake Privileges |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Shawna Lafont, EXIT REAL ESTATE RESULTS, 352-933-0018
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 4/4/26 4:43 AM PDT.
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